Trump Accounts opened in July, granting American children an investment account in their own names. Some start with seed money, including a $1,000 Treasury deposit for eligible children born from 2025 through 2028.

Setting money aside in a child’s name and preparing that child to manage it are separate concerns. For families, the stakes include both the money a child brings into adulthood and whether that child is ready to make decisions about it.

Dr. John Micha is a Newport Beach gynecologic oncologist who says he managed his medical group’s pension himself for two decades. He opened an account for his six-year-old granddaughter, and he makes his case for what these accounts could mean financially and what children might learn from having one.

Views expressed in this video are the opinions of the host and the guests and do not necessarily reflect the views of The Epoch Times.