For most California homeowners, the house is the largest asset they own. Some owners learn something is wrong only when a foreclosure notice arrives on a loan they never took out.

Jay Hibert spent 25 years in commercial banking and now consults for title insurers and lenders through JBH Real Estate Experts when these cases reach litigation. He joins us to explain why paying off a home does not remove the risk of title fraud.

Views expressed in this video are the opinions of the host and the guest and do not necessarily reflect the views of The Epoch Times.